Learn the latest on Restoring Consumer Credit, Loan Modifications, & Workouts CLE with this convenient, 24/7 On-demand Seminar & Complimentary Podcast. Register to obtain CLE & MCLE credit, online access to complete course & reference materials, and attend this on-demand seminar. YOU MAY LISTEN FROM ALMOST ANY TYPE OF COMPUTER OR IPOD. ACCESS TO THE RECORDING AND MATERIALS DOES NOT EXPIRE.

Benefits:

The struggling economy has increased the need for attorneys proficient in restoring credit, loan modifications, workouts, and short sales. With rising jobless claims and declining home values, significant numbers of consumers have hurt their credit with late payments on their mortgage or credit card. There has been a surge of demand for debtors’ counsel to defend millions of homeowners and businesses facing foreclosures, modifications, defaults, and workouts. At the same time, banks and other creditors have retained record numbers of attorneys to foreclose on loans, repossess property, and obtain favorable workouts in both residential and commercial settings. This seminar covers the latest strategies to provide insight on legal issues relation to restoring credit, loan modifications, government regulations, and short sales. Our nationally respected seminar faculty will share the best practices and tactics to represent lenders, banks, home owners, debtors, and commercial clients. Registration includes access to course and reference materials that serve as a helpful guide to the numerous topics and techniques discussed in the seminar.

Agenda:

1. Modifications of Mortgage Loans and Implications of the FTC MARS Final Rule:

a. Loan Modifications: What You Need to Know

b. Effective Strategies for Modifying Maturity Date, Loan Amount, & Collateral

c. Changes to Interest Rate & Payment Considerations

d. HAMP Update

e. Mastering the FTC MARS Final Rule

f. Deficiency Judgments

2. Best Practices on Restoring & Rehabilitating Consumer Credit:

a. Understanding the Effect of Debt Obligations on Credit

b. Legal Issues relating to Improvement of Credit Scores

c. Reporting Accurate Negative Information and Amending Credit Histories

d. What Consumers Need to Know about Borrowing Rates

e. Effectively Utilizing the Credit Repair Organization Act

3. Mastering Short Sales:

a. Best Practices for the Short Sale Process

b. Effectively Utilizing Anti-Deficiency Statutes

c. Strategies to Properly Secure Liens & Notes

d. Loan Cleanup and Short Sales

4. Recorded Question & Answer Session

Biography of Seminar Faculty:

1. Susan M. Rotkis practices at Consumer Litigation Associates, P.C. She focuses on federal consumer protection law and class actions, representing consumers in cases against banks, mortgage companies, consumer reporting agencies and debt collectors. She previously served at the National Center for Missing & Exploited Children as well as general counsel and corporate facility security officer of Total Immersion Software, Inc. There, she focused her practice on licensing, intellectual property, transactions, compliance, and other business-related legal issues. She also served as law clerk of United States Magistrate Judge Michael S. McDonald in the Western District of Texas and United States Magistrate Judge Dennis W. Dohnal, in the Eastern District of Virginia. Ms. Rotkis holds a JD from the Georgetown University Law Center.

2. Thomas M. Schehr is a Partner at Dykema, where he leads the Consumer Financial Services Litigation Practice Group. He recently argued and won a preeminent case, in which a state Supreme Court reversed a Court of Appeals decision holding that that tens of thousands of foreclosures by advertisement conducted by Mortgage Electronic Registration Systems, Inc. were void ab initio. He also successfully defended a lender on claims under the Real Estate Settlement Procedures Act and Fair Housing Act. Mr. Schehr obtained the first published decision finding a lender exempt under his state's Consumer Protection Act. He has represented several companies and shareholders in matters involving business combinations, shareholder rights, and derivative claims. Mr. Schehr published an article on the "The Home Affordable Modification Program and A New Wave of Consumer Finance Litigation."

3. Julia L. Greenfield is a leading authority on mortgage banking law, and specializes in origination, servicing and secondary market sales of subprime, mortgage loans and secured home equity lines of credit; advertising, marketing, and compliance for mortgages. She has over three decades of experience in mortgages and lending, having practiced in-house as Assoc. General Counsel for the mortgage capital division of one the country’s largest banks, Senior Regulatory Counsel for a loan funding corporation, and General Counsel for multiple mortgage companies. She also has experience with regulations applicable to mortgage lenders; drafting of responses to regulatory complaints from state regulators, the FTC, HUD and the Office of Thrift Supervision; creation and review of mortgage loan documentation and disclosures for traditional and nontraditional mortgage and HELOC loan products; mortgage loan modification compliance for real estate brokers and attorneys. Ms. Greenfield has written and spoken extensively on loan modifications, judicial & non-judicial foreclosures, truth-in-lending, and regulation of consumer credit, among others.

Who should attend this seminar?
Attorneys, paralegals, and legal professionals.

You will receive access to recording, podcast, course & reference material, and information related to CLE/MCLE credit as soon as you register with a credit card or when your check is processed.

CLE ACCREDITATION: Rossdale CLE is a national leader in attorney education and has trained thousands of attorneys, paralegals, and other legal professionals. Attend this on-demand seminar & podcast for CLE & MCLE credit with the following pending & approved jurisdictions:

Alabama State Bar MCLE Commission for 1.5 MCLE credits

Alaska Bar Association for 1.5 CLE Credits *

Arizona State Bar for 1.5 CLE credits**

State Bar of California for 1.5 MCLE credits

Colorado Supreme Court Board of Continuing Legal & Judicial Education for 1.8 CLE Credits

Connecticut (CLE credits are not required, but are encouraged)**

District of Columbia (CLE credits are not required)***

Florida Bar for 2.0 CLE credits

Georgia Bar for 1.5 CLE credits

Hawaii State Board of CLE for 1.5 CLE credit

Idaho State Bar for 1.5 CLE credits

Indiana Commission for Continuing Legal Education for 1.5 CLE Credits

Louisiana Supreme Court Commission on MCLE for 1.5 MCLE credits

Maryland (CLE credits are not required)**

Massachusetts (CLE credits are not required)**

Michigan (CLE credits are not required)**

Minnesota State Board of Continuing Legal Education for 1.5 CLE credits (live credit only)

Mississippi Commission on Continuing Legal Education for 1.5 CLE credits

Nebraska Mandatory Continuing Legal Education for 1.5 CLE credits

Nevada Board of Continuing Legal Education for 1.5 CLE credits

New Jersey Board on Continuing Legal Education for 1.5 CLE credits (per Rule 201:4)

New Mexico Minimum Continuing Legal Education Board for 1.5 CLE credits

New York State Bar for 1.5 CLE credits

North Carolina State Bar Continuing Legal Education for 1.5 CLE credits

Oregon State Bar for 1.5 CLE credits

Rhode Island Mandatory Continuing Legal Education Commission for 1.5 CLE credits

South Dakota (CLE credits are not required)**

Texas State Bar for 1.5 CLE credits

Utah State Board of Continuing Legal Education for 1.5 MCLE credits

Vermont Mandatory Continuing Legal Education Board for 1.5 CLE credits

Virginia State Bar for 1.5 MCLE credits

Washington State Board of Continuing Legal Education for 1.5 MCLE credits

Wisconsin Board of Bar Examiners for 1.5 CLE credits

Wyoming State Bar for 1.5 CLE credits

Additional States - call customer service at (888) 626-3462

* Members of the Alaska Bar Association may report 1.5 CLE credits for participating in this course as it has been approved by other mandatory CLE jurisdictions for 1.5 CLE credits.

** The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement. This activity may qualify for up to 1.5 hours toward your annual CLE requirement for the State Bar of Arizona, including 0 hour(s) of professional responsibility.

*** States that do not require CLE are indicated above. Rossdale does not apply for CLE in these states as CLE credit is not required. For additional questions, please call 888-626-3462.

REGISTER FOR CLE CREDIT AND LISTEN & LEARN AT YOUR CONVENIENCE WITH THIS CONVENIENT 24/7 ON-DEMAND SEMINAR & PODCAST.

You will receive an on-demand download of the seminar, accompanying materials, and information to report the CLE credits as soon as you register with a credit card or when we process your check.