Learn the latest on Mastering Fair Debt & Judgment Collection with this convenient, 24/7 On-demand Downloadable Seminar & Complimentary Podcast. Register to obtain CLE & MCLE credit, receive online access to 112 pages of course & reference materials, and attend this on-demand seminar. YOU MAY LISTEN FROM ANY TYPE OF COMPUTER OR IPOD. REGISTERED ATTENDEES MAY ACCESS THIS SEMINAR AT THEIR CONVENIENCE AS THEIR ACCESS DOES NOT EXPIRE.
Mastering Fair Debt & Judgment Collection Benefits:
90-Minute On-demand Downloadable Seminar & Complimentary Podcast
Listen as many times as you wish and save to your computer for use in the future
Includes Access to Course/Reference Material & Complimentary Podcast.
Register for CLE & MCLE credit - specific credit hours are listed at the bottom of this page.
The weak economy has made debt and judgment collection one of the most profitable and well-paid practice areas. A creditor’s ability to collect from a debtor is governed under a complex web of federal and state legislation that regulates the credit and collection industry, as well as provides consumer debtors protection from abusive and deceptive practices. The Rossdale faculty for this seminar includes a national authority on defending collection suits, a senior attorney at the Federal Trade Commission, and one of the leading consumer rights attorneys in the country. This on-demand seminar describes the laws governing the process and outlines the best practices to avoid lawsuits from debtors. Our nationally recognized speakers will also cover actions available to consumers, strategies for attorneys representing consumers, and the role of the federal regulator in debt compliance. The seminar will illuminate mortgage advertising, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, judgment collection, ethical rules, trust account procedures and other regulatory issues. Registration includes access to course and reference materials that serve as a helpful guide in the future. Agenda: 1. Representing Consumers in FDCPA Claims:
a. Tactics on Bona Fide Error
b. Avoiding Most Likely Claims
c. Best Practices on Communications with Debtors/Consumers & Third Parties
d. Most Critical Fair Debt Collection Practices Act Disclosures
e. Effectively Handling Voice Mail, Electronic Messages, Postcards, & Halting Communication
f. Credit Reporting and the Fair Debt Collection Practices Act
g. Unfair Practices: Adding Fees, Unauthorized Charges, Charges Incurred by the Consumer
h. Harassment and Abuse: False and Misleading Representations, Claiming to be an Attorney, Government Affiliation 2. Defending Against Debt Collection Harassment Claims
a. Novel & Best Defenses against Debt Collection Claims
b. Best Practices on Avoiding Letter Claims
c. Tactical Removal
d. Efficiently Minimizing Damages and Claims
e. Best Practices on Training and Monitoring Collectors; Recording Calls
f. Utilizing Compliance Review & Audit to Advantage Your Client
g. Strategically Minimizing Common Claims for Excessive Calls, "Foti," Garnishment, Disclosures, and Wrong Amount
3. Best Practices of Debt Collection: The Regulator’s View
a. The Role of the Federal Trade Commission in Regulating Debt Collection
b. Aggressive Collection Tactics that Follow Criminal Laws
c. Cutting-edge Techniques on Effective Debt Collection
d. Ethical Considerations in Fair Lending
e. The Growing Use of Deceptive Mortgage Advertising
f. Consumer Protection Strategies
4. Collecting Judgments
a. Best Practices on Judgment Liens
b. Effectively Utilizing Bank & Wage Garnishments
c. Strategies on Levying on Assets
4. Recorded Question & Answer Session Biography of Seminar Faculty:
1. Julie Bush
is a senior staff attorney in Washington, DC with the Federal Trade Commission (FTC) in the Bureau of Consumer Protection’s Division of Financial Practices. Ms. Bush works on numerous law enforcement and policy matters to protect consumers in the financial services arena, such as consumer debt collection, fair lending, storedvalue cards, and deceptive mortgage advertising. She was a primary contributor to the FTC’s 2009 report, Collecting Consumer Debts: The Challenges of Change—A Workshop Report. Before joining the FTC, she served as an Equal Justice Works fellow in consumer and housing law with Three Rivers Legal Services, Inc. She received her undergraduate degree magna cum laude from Princeton University, her master’s degree in psychology from the University of Michigan, and her law degree from Stanford Law School.
2. Daniel A. Edelman
is one of the nation’s leading plaintiff’s attorneys representing consumers in individual and class actions involving the Fair Debt Collection Practices Act. He has over 35 years of experience in consumer and debt litigation. Mr. Edelman is the author of countless publications on class actions and consumer protection law, including the Consumer Class Action Manual (now in its fourth edition) and “An Overview of The Fair Debt Collection Practices Act, in Financial Services Litigation,” as well as articles entitled “Payday Loans: Big Interest Rates and Little Regulation,” “Fair Debt Collection Practices Act Update,” “Consumer Fraud and Insurance Claims, in Bad Faith and Extracontractual Damage Claims in Insurance Litigation,” “Fair Debt Collection Practices Act,” “Fair Debt Collection: The Need for Private Enforcement,” “The Fair Debt Collection Practices Act: Recent Developments,” and “Current Trends in Residential Mortgage Litigation,” just to name a few. Mr. Edelman began his career at Kirkland & Ellis, where he was involved in defending consumer class action litigation, including the General Motors Engine Interchange case. He is a graduate of the University of Chicago Law School.
3. Ronald S. Canter
is a nationally recognized authority on creditor’s rights and the regulation of collection practices. He served as counsel of record for the National Association of Retail Collection Attorneys in Heintz v. Jenkins, the first Fair Debt Collection Practices Act case to reach the Supreme Court. He has nearly three decades of litigation experience, representing creditors, attorneys and collection agencies in complex litigation in both Federal and state courts. Mr. Canter also advises clients on regulatory, compliance and operations under Federal and State laws relating to consumer protection and consumer financial services. He has earned an AV rating with Martindale-Hubbell, is listed as a SuperLawyer, and has received numerous awards for professionalism and commitment to pro bono for, among others, a 26-year long representation, without fee, of a quadriplegic client who sustained a catastrophic work related injury in 1981. Mr. Canter serves as an adjunct professor at the University of Baltimore School of Law and School of Business at the University of Maryland. Mr. Canter is a graduate of the University of Maryland School of Law. You will receive access to recording, podcast, course & reference material, and information related to CLE/MCLE credit as soon as you register with a credit card or when your check is processed.CLE ACCREDITATION: Rossdale CLE is a national leader in attorney education and has trained thousands of attorneys, paralegals, and other legal professionals.
Attend this on-demand seminar & podcast for CLE & MCLE credit with the following pending & approved jurisdictions:
1. State Bar of California for 1.5 MCLE credits
2. The Florida Bar for 2.0 CLE credits
3. Georgia Bar for 1.5 CLE credits
4. Maine Board of Overseers of the Bar for 1.5 CLE credits
5. Mississippi Commission on Continuing Legal Education for 1.5 CLE credits
6. The State of Nebraska for 1.5 CLE credits
7. The Nevada Board of Continuing Legal Education for 1.5 CLE credits
8. The New Mexico Minimum Continuing Legal Education Board for 1.5 CLE credits
9. The New York State Bar for 1.5 CLE credits
10. The Oregon State Bar for 1.5 CLE credits
11. The State Bar of Texas for 1.5 CLE credits
12. The Virginia State Bar for 1.5 MCLE credits
13. The Washington State Board of Continuing Legal Education for 1.5 MCLE credits
14. The Wisconsin Board of Bar Examiners for 1.5 CLE credits
15. The Wyoming State Bar for 1.5 CLE credits
Additional States - call customer service at (888) 626-3462REGISTER FOR CLE CREDIT AND LISTEN & LEARN AT YOUR CONVENIENCE WITH THIS 24/7 ON-DEMAND DOWNLOADABLE SEMINAR.
You will receive an on-demand download of the seminar, accompanying materials, and information to report the CLE credits as soon as you register with a credit card or when we process your check.